Payroll Card Accounts


  • The Payroll Card Account is designed for those businesses that employ individuals who do not typically maintain a checking account at a bank.
  • No monthly service charge
  • Upon direction from the employer, the bank transfers payroll funds into employees' individual Payroll Card Accounts eliminating the need to write checks and the need for employees to cash checks
  • Employees access their funds via a debit card through ATMs and Point of Sale Purchases (no checks are issued with this account)
  • Monthly statements are sent to the account holder
  • Free Online E-Statements
  • KS Bank and Cash Points Network ATM's available to you, at no charge 
  • If the average daily balance of your account falls below $10 during the statement cycle, your account will be service charged $1