KS Mortgage Services

Contact A Mortgage Specialist

Whether you're looking for a fixed rate mortgage loan for your new home or you're refinancing your existing home mortgage, KS Bank's professional mortgage team can handle your lending needs. They are capable of making decisions within minutes of taking your loan application; thereby, taking away the agony of having to wait for an approval.

In accordance with the Secure and Fair Enforcement of the Mortgage Licensing Act of 2008 (the S.A.F.E. Act), the names and corresponding unique identifying numbers of the bank's mortgage loan officers are available upon request. Please contact Wanda Blow, Director of Human Resources, PO Box 661, Smithfield NC 27577 or email hr@ksbankinc.com.

Contact Your Local Mortgage Specialists at mortgagespecialist@ksbankinc.com

Call us for an appointment or visit one of our offices today!

  • Tracie Worley, Mortgage Banking Manager
    1031 N. Brightleaf Blvd.
    Smithfield NC 27577
    (919) 938-2652
    NMLS #452431

  • Serving Johnston County, Wake County and Wayne County



  • Kelly Aycock, Mortgage Loan Officer
    115 West Anderson Street
    Selma, NC  27576
    (919) 965-6351
    NMLS#: 452417

    Serving Johnston County and Wilson County


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Effective October 1, 2003.