KS Personal Services

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From checking accounts to personal loans, KS Bank offers traditional banking products and services to meet your personal financial needs along with the technology you need for your busy lifestyle. So what sets us apart from all the other banks? The advantage of dealing with a local bank is the flexibility and creativity we have in meeting your financial goals. It is our goal to go beyond just meeting those needs. We care enough to anticipate, meet and exceed our customers' expectations.

KS Mobile Banking

The convenience and ease of mobile banking is now available.  Securely access your deposit and loan accounts, view your balances, transfer funds, review your history ... anytime, anywhere!  Contact your local retail office to set up KS Mobile Banking on your smart phone, tablet or other mobile device!

KS Remote Deposit Anywhere

With bank approval, some customers can deposit personal and business checks with a mobile device.  There are required qualifications to receive this remote deposit capability and daily limits exist.  Please contact your local branch to inquire about KS Remote Deposit Anywhere.

KS Online Banking

Manage your finances anywhere life takes you with online banking.  You'll get secure access to your accounts, bill payments, transfers and more.

KS Text Banking

A quick text is all it takes to check balances or view your recent transactions.

Electronic Statements

Reduce the amount of paperwork and get your statements quicker via email.  Sign up through your online banking account.

Personal Deposit Accounts

Overdraft Protection

From time to time, almost everyone can use a little overdraft protection. Just think of it as peace of mind when a check is written or a bill is paid that would otherwise overdraw your account. When there is an overdraft in your checking account, we will cover the overdraft by making a loan and automatically depositing it to your account. Each month we will automatically transfer payments from your checking account to your Overdraft Protection account, if funds are available.

Please contact us to apply for Overdraft Protection.

Personal Loan Products

At KS Bank we strive to listen to every loan request and tailor it to meet your needs. Listed below are the types of loans we offer. Please contact your local Relationship Manager or Loan Officer at our retail offices for more information.

  • Personal Loans
    • Auto Loans
    • Boat and Marine Loans
    • Recreational Loans
    • Deposit/Investment Secured Loans
    • Debt Consolidation Loans
  • Home Mortgage
    • Home Purchase Loans
    • Home Refinance Loans
    • Construction/Permanent Loans
  • Home Equity Loans
    • Home Equity Loan
    • Home Equity Lines of Credit
  • Personal Credit Cards

Click here for our retail locations and contact information.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Effective October 1, 2003.

* Rates and Product features are subject to change. Please refer to disclosures available at local branches for each product.