Quick Links

How May We Help You?

Savings

Passbook Savings

Features

  • $100 minimum opening deposit
  • $100 minimum balance to obtain Annual Percentage Yield
  • Transactions can only be made in the branch
  • You will receive a passbook to document entries instead of a statement
  • No ATM/Debit cards offered on this account
  • No service charge if you maintain $200 minimum daily balance. Otherwise, $5 monthly service charge.

Benefits

  • Earns higher interest than Regular Savings.
  • Easy to keep up with transactions and balance from passbook.

Transaction limitations
There is a limit of three withdrawals per month. A charge of $3 per withdrawal applies for withdrawals in excess of three per month.

TOP

Junior Passbook Savings

Features

  • Savings account for 18 years of age and younger (whether a student or not) which offers higher rates and limited access to your funds.
  • $25 minimum opening deposit.
  • No service charge, regardless of balance.
  • $25 minimum balance to obtain Annual Percentage Yield.
  • Transactions can only be made in the branch.
  • You will receive a passbook to document entries instead of a statement.
  • No ATM/Debit cards offered on this account.

Benefits

  • Earns interest.
  • Helps you save money.
  • No minimum balance required.
  • Easy to keep up with transactions and balance from passbook.
  • Your child will receive a prize each time he/she deposits $25 or more

Transaction limitations
There is a limit of three withdrawals per month. A charge of $3 per withdrawal applies for withdrawals in excess of three per month.

TOP

Regular Savings

Features

  • $100 minimum opening deposit
  • $100 minimum balance to obtain Annual Percentage Yield
  • Combined statement with checking statement
  • Free Online E-Statements
  • No service charge if you maintain $200 minimum daily balance. Otherwise, $5 monthly service charge.

Benefits

  • Earns interest
  • Helps you save money
  • Low balance required
  • Easy access to money

Transaction limitations
Transfers from this account to another account or to third parties by preauthorized, automatic, telephone, or computer transfers are limited to six (6) per statement cycle by check, draft, debit card, or similar order to third parties. There will be a per item charge of $3.00 for each withdrawal in excess of three per month*

TOP

Student Savings

Features

  • If you are a student enrolled in K-12 or a regular program such as college or technical school (up to age 26).
  • $25 minimum opening deposit.
  • No service charge, regardless of balance.
  • $25 minimum balance to obtain Annual Percentage Yield.
  • Combined statement with checking statement.
  • Free Online E-Statements

Benefits

  • Earns interest.
  • Helps you save money.
  • No minimum balance required.
  • Easy access to money.

Transaction Limitations
Transfers from this account to another account or to third parties by preauthorized, automatic, telephone, or computer transfers are limited to six (6) per statement cycle by check, draft, debit card, or similar order to third parties.

TOP

Vacation Club Account

Features

  • $20 minimum opening deposit
  • Minimum deposit of $20 per month
  • Must have an Electronic Deposit each month
  • Early withdrawal penalty of $20
  • Electronic transfers from this account are not allowed
  • Interest will be paid quarterly
  • Statements will be issued quarterly at the end of the quarter
  • Statements can be combined with Checking account statements
  • Money will be dispersed on June 1st of each year

Benefits

  • Helps you budget for your vacation
  • Keeps vacation money separate from regular savings (less likely to spend it)
  • Earns interest
  • You can always add additional deposits

TOP

Christmas Club Account

Features

  • $20 minimum opening deposit
  • Minimum deposit of $20 per month
  • Must have an Electronic Deposit each month
  • Early withdrawal penalty of $20
  • Electronic transfers from this account are not allowed
  • Interest will be paid quarterly
  • Statements will be issued quarterly at the end of the quarter
  • Statements can be combined with Checking account statements
  • Money will be dispersed on November 15th of each year

Benefits

  • Helps you budget for your Christmas purchases
  • Keeps Christmas money separate from regular savings (less likely to spend it)
  • Earns interest
  • You can always add additional deposits

TOP

Health Savings Account (HSA)

Features

  • Ideal, if you have a High Deductible Health Plan and need to withdraw funds for qualified medical expenses for yourself, your spouse or a dependent. What you don't spend on health care expenses, you can save for retirement.
  • $100 minimum opening deposit
  • No service charge if $1,000 minimum daily balance; otherwise, $3 service charge per statement cycle if minimum balance is not mailntained     
  • Pays tiered interest
  • Online Banking and Bill Pay, at no charge
  • Free debit card, subject to approval
  • Free Online E-Statements

Benefits

  • Earn Interest
  • Helps you pay for out-of-pocket medical expenses
  • Funds deposited may be tax-free
  • Earnings on your money may be tax-free
  • Withdrawals for medical expenses may be tax-free
  • Save for future medical expenses with pre-tax dollars
  • Funds remain in your Health Savings Account from year to year

$3 service charge per statement cycle if minimum daily balance is not maintained.

TOP

* Rates & Product features are subject to change. Please refer to disclosures available at local branches for each product

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Effective October 1, 2003.

Quick Links

How May We Help You?