Framework for newly built house.

Construction to Permanent

From blueprint to dream home this is one and done!

When you partner with us for construction-to-permanent loans, you only pay for one closing. This can save you money on recording fees and other closing costs that might occur with an additional closing for a permanent loan. Our construction-to-permanent loans allow our clients to only pay interest during the building process too – an important benefit, especially if you are paying for another place to live while you build.

  • May be used for new construction, including primary and second homes
  • The interest rate is locked at the construction closing as well as permanent phase
  • Interest only payments during the construction period
  • Allow the equity in your land to be considered towards your down payment, depending on the value of the property and the down payment requirements of the loan
  • Must have licensed general contractor

Tracie Worley professional photo.

Tracie Worley
Mortgage Banking Manager
Serving Johnston County,
Harnett County, and Wayne County

1031 N. Brightleaf Blvd.
Smithfield NC 27577
(919) 938-2652
NMLS #452431
James Boring
Mortgage Loan Officer
Serving Johnston County,
Wake County, and Wilson County

11591 US 70 Hwy W
Clayton, NC 27520
(919) 550-0200
NMLS#: 2418880