From blueprint to dream home this is one and done!
When you partner with us for construction-to-permanent loans, you only pay for one closing. This can save you money on recording fees and other closing costs that might occur with an additional closing for a permanent loan. Our construction-to-permanent loans allow our clients to only pay interest during the building process too – an important benefit, especially if you are paying for another place to live while you build.
- May be used for new construction, including primary and second homes
- The interest rate is locked at the construction closing as well as permanent phase
- Interest only payments during the construction period
- Allow the equity in your land to be considered towards your down payment, depending on the value of the property and the down payment requirements of the loan
- Must have licensed general contractor
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Tracie Worley
Mortgage Banking Manager
Serving Johnston County,
Harnett County, and Wayne County
1031 N. Brightleaf Blvd.
Smithfield NC 27577 (919) 938-2652 NMLS #452431 |
James Boring
Mortgage Loan Officer
Serving Johnston County, Nash County,
Wake County, and Wilson County 11591 Clayton Blvd.
Clayton, NC 27520
(919) 550-0200 NMLS#: 2418880 |