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Health Savings

Save for future out-of-pocket medical expenses.

A Health Savings Account is used to accumulate money to pay for future out-of-pocket medical expenses. 


  • Ideal, if you have a High Deductible Health Plan and need to withdraw funds for qualified medical expenses for yourself, your spouse or a dependent. What you don't spend on health care expenses, you can save for retirement.
  • $100 minimum opening deposit
  • No service charge if $100 minimum daily balance; otherwise, $3 service charge per statement cycle if minimum balance is not maintained     
  • Pays tiered interest
  • Online Banking and Bill Pay, at no charge
  • Free (HSA specific) debit card, subject to approval
  • Free Online E-Statements


  • Earn Interest
  • Helps you pay for out-of-pocket medical expenses2
  • Funds deposited may be tax-free1
  • Earnings on your money may be tax-free1
  • Withdrawals for medical expenses may be tax-free2
  • Save for future medical expenses with pre-tax dollars
  • Funds remain in your Health Savings Account from year to year

* $3 service charge per statement cycle if minimum daily balance is not maintained.

1 Talk to a tax professional to confirm applicable benefits.