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CDs

Grow your money worry-free with a Certificate of Deposit.

A Certificate of Deposit (CD) offers a secure place for your money while avoiding market volatility. CD options include a range of maturities and offer competitive fixed interest rates so your money grows worry-free.

CD Features

  • $1,000 minimum opening deposit
  • Terms from 7 days to 5 years
  • Tiered interest rate, depending on balance, to obtain Annual Percentage Yield (APY).  See Truth In Savings disclosure.
  • Advance maturity notice will be sent to you
  • Transaction history is available on Online Banking
  • 6 month, 12 month, 18 month CDs allow unlimited deposits of $100 or more before maturity (excluding special rate CDs)            

CD Benefits

  • Safety (FDIC Insurance)
  • Earns higher interest than a savings account (depending on tier)
  • Free 24 Hour Telephone Banking 
An early withdrawal penalty will apply if the CD is closed prior to maturity.