Personal Checking

We make it easy to select the account type with the benefits that are right for you.

We take a customer-focused approach to checking plans and offer a variety of personal account options specifically designed to meet your unique financial needs.  We'll be glad to help you decide which checking plan is best for you. Please reach out to your local branch when you're ready to open your account. Our experienced relationship bankers are here to help.

All personal checking accounts include:

  • Free Online Banking with unlimited bill payments
  • Free Mobile Banking
  • Free Remote Deposit Anywhere*
  • Free Electronic Statements
  • Free Debit Card**
  • Free KS Bank ATM Access
  • 24 Hour Telephone Banking


















Premier
Our premium checking package for customers who keep higher balances or have a loan of $25,000 or more.
Features and Benefits of
Premier Checking
choice
Ideal for customers who keep a moderate balance in their checking account and want access to our benefits and rewards. 

Features and Benefits of
Choice Checking
smart
Our low-cost account with the basic benefits you already know and love.
Features and Benefits of
Smart Checking










Closeup of pen writing on a check.

Need to order more checks?