

We have a variety of secure IRA (Individual Retirement Account) plans to help keep your retirement planning strategy on a safe and secure track.
An IRA is an account that allows an individual to save for retirement with tax-free growth or on a tax-deferred basis.
Features
- $500 minimum opening deposit
- Terms from 6 months to 5 years
- $500 minimum balance to obtain Annual Percentage Yield (APY)
- Funds deposited in the Flexible IRA are not locked in for a specific time period. No interest penalty will be imposed by KS Bank when money is withdrawn from the Flexible IRA only. Flexible IRA pays tiered interest.
- Tiered interest rate, depending on balance, to obtain Annual Percentage Yield (APY). See Truth In Savings disclosure.
- Advance maturity notice will be sent to you
- Transaction history is available on Online Banking
Benefits
- Safety (FDIC Insurance)
- Earns higher interest than a savings account (depending on tier)
- Free 24 Hour Telephone Banking
* Rates & Product features are subject to change. Please refer to disclosures available at local branches for each product.