KS Bank

man smiling while using his laptop and holding credit card

KS Bank Perks now within
Online & Mobile Banking

Eligible account holders can now access and use their KS Bank Perks rewards easier than ever through our online and mobile banking platform. Simply locate the KS Perks tile and sign in!
retirement solutions

Make the most of
your time and money.

Thanks to compound interest, younger generations have the benefit of time on their side when planning for their retirement. By investing in your retirement plan now, your money has more time to grow and compound, versus waiting to save later in life. 
 
Smiling Woman at home looking at phone with close-up of phone banking app overlayed
 
Electronic Banking Tools

Quick & Easy Budgets

With transactions that are automatically categorized and allocated, budgeting
is easier than ever within KS Bank Online & Mobile Banking! Create budgets,
track spending, and make adjustments anytime, anywhere. 

Young Woman working on an ipad softly smiling
 
 
 
Business banking solutions

Better Business Banking

Take control of your business finances with a business checking account specifically designed to meet your unique financial needs. Whether you have a small business, larger corporation, or a non-profit organization, we have an account for you.

Explore Your Options
Hello

Welcome to KS Bank.


We offer a broad array of competitive and pro-growth financial services for every stage of life.
We are more than a bank though, we are your neighbor. And we treasure that.
 
KS Bank Smithfield exterior building with Bauer 5-Star Rating logo
Female business owner handing bag and debit card to female customer while smiling.

Turn transactions into traction.

With our merchant services, your business can run smoother and grow faster by offering your customers more ways to pay. 


Closeup of pen writing on a check.

Don't fall victim to check fraud.

Learn more about what check fraud looks like and how to prevent it by visiting our scam and fraud education page.  

Female team leader speaker to other team members seated at a table. All smiling.

Big benefits for small businesses.

KS Bank's partnership with Triangle Insurance and Benefits helps local businesses offer competitive employee perks at an affordable price.
 

Our Featured Stories

To view more recent news about KS Bank click here.
KS Bancorp has released their third quarter 2025 financial results, reporting a 51% year-to-date earning growth. Read the full report.
KS Bank is pleased to announce the addition of Matt McLamb as Deposit Relationship Officer. Read the full story.
KS Bank has partnered with the Micro Fire Department to help bring a brand-new fire truck to the community. Read the full story.